Union Bank SO 2025: Full Details on Exam, Dates, and Syllabus
Union Bank SO 2025 Exam Overview
The Union Bank of India Specialist Officer (SO) 2025 exam is a prestigious recruitment opportunity for professionals aiming to join Union Bank in specialized officer roles. Conducted annually, this exam opens doors for candidates to work in one of India’s leading public sector banks with promising career growth, attractive perks, and challenging responsibilities.
If you aspire to build a career in banking with a focus on your area of expertise—whether it is IT, finance, law, risk management, marketing, or other specialist domains—Union Bank SO 2025 is the ideal platform. This guide provides a complete overview of the Union Bank SO exam, covering eligibility criteria, exam pattern, syllabus, important dates, and preparation tips.
What is Union Bank SO?
Union Bank SO stands for Union Bank of India – Specialist Officer. The exam is conducted to recruit skilled professionals for specialist officer positions in various departments of Union Bank, including IT, finance, law, marketing, risk management, and others.
Specialist Officers in Union Bank are responsible for:
- Providing expert advice and technical support within their specialization
- Implementing policies and ensuring compliance within their department
- Managing projects and operations related to their domain expertise
- Supporting the bank’s business development and strategic initiatives
- Collaborating with cross-functional teams to optimize banking processes
- Ensuring adherence to regulatory and legal standards
Union Bank SO 2025 Exam Summary
| Exam Name | Union Bank Specialist Officer (SO) 2025 |
| Conducting Authority | Union Bank of India |
| Post Name | Specialist Officer (SO) |
| Category | Specialist Officer Recruitment |
| Exam Frequency | Annually |
| Mode of Exam | Online Computer-Based Test (CBT) |
| Number of Stages | Usually 2 (Online Exam + Interview/Group Discussion) |
| Exam Pattern | Objective + Descriptive / Interview (varies by post) |
| Total Vacancies | Varies (Announced in official notification) |
| Eligibility Criteria | Graduate or Postgraduate in relevant discipline; Age & experience as per post |
| Selection Process | Written Exam → Interview → Final Merit List |
| Important Subjects | Reasoning, English Language, Professional Knowledge, General Awareness, Quantitative Aptitude |
| Application Mode | Online |
| Application Fee | Varies by category (General/OBC/SC/ST) |
| Job Location | Across India |
| Salary Range | As per Bank’s Scale and Grade for Specialist Officers |
| Official Notification | www.unionbakofindia.co.in |
Union Bank SO 2025 Exam Important Dates
| Post | Notification Date | Application Start | Application End | Exam Date | Interview (Tentative) |
|---|---|---|---|---|---|
| Assistant Manager (IT & Credit) | Around 27 May 2025 | 30 April 2025 | 20 May 2025 | 22 June 2025 | August 2025 |
| Wealth Manager | 4 August 2025 | 5 August 2025 | 25 or 28 August 2025 | Not announced | 18–21 August 2025 (Tentative) |
Union Bank SO 2025 Eligibility Criteria
| Criteria | Details |
|---|---|
| Nationality | Indian Citizen |
| Age Limit | Usually between 21 to 30 years (age relaxations applicable as per government rules) |
| Educational Qualification | Graduate or Postgraduate degree from a recognized university, specific to the post applied for (e.g., IT, Finance, Law, Marketing, Agriculture) |
| Work Experience | Relevant work experience required for certain specialist posts (varies by position) |
| Other Requirements | Candidates must meet any additional criteria mentioned in the official notification such as specific certifications or skills |
Age Relaxation (Typically as per Govt. norms)
| Category | Relaxation (Years) |
|---|---|
| SC/ST | 5 years |
| OBC | 3 years |
| PwD (General) | 10 years |
| PwD (OBC) | 13 years |
| PwD (SC/ST) | 15 years |
| Ex-Servicemen | As per govt. rules |
Union Bank SO 2025 Educational Qualification
| Post | Minimum Educational Qualification |
|---|---|
| Assistant Manager (IT) | Bachelor’s degree in Engineering/Technology (Computer Science / IT / Electronics / Electronics & Telecommunication) or equivalent from a recognized university |
| Assistant Manager (Credit Officer) | Graduate or Postgraduate degree in any discipline from a recognized university. Preferably with a degree in Finance, Commerce, Economics, or related field |
| Wealth Manager (SO) | Graduate degree in any discipline from a recognized university. Additional certifications in Finance, Banking, or Wealth Management may be preferred |
| Law Officer | Degree in Law (LLB) from a recognized university with enrollment as an advocate with Bar Council |
| Risk Officer | Graduate/Postgraduate degree with specialization or experience in Risk Management, Finance, or related fields |
| Marketing Officer | Graduate/Postgraduate degree in Marketing, Business Administration, or related discipline |
Note:
- Candidates must have full-time regular degrees from recognized universities or institutes.
- Part-time, distance education, or correspondence degrees may be considered only if recognized by UGC/AICTE or the respective authority.
- Some posts may require relevant work experience and/or professional certifications in addition to educational qualifications.
Union Bank SO 2025 Syllabus & Exam Pattern
Union Bank SO 2025 Exam Pattern
The candidates who are preparing for the posts released under Union Bank SO Recruitment 2025 have an idea about the exam pattern of exam. So, candidates can plan their studies and manage their time according to the exam pattern.
- UBI SO online exam will carry a total of 150 multiple-choice questions.
- Part I carries a total of 75 questions for 75 marks from Reasoning, Quantitative Aptitude, and English.
- Part II carries a total of 75 questions of 150 Marks from professional knowledge of their discipline.
- 1/4th marks will be deducted for each wrong answer.
Union Bank of India SO Exam Pattern 2025
| Sr. No. | Subjects | No. of Question | Marks | Duration |
|---|---|---|---|---|
| Part I | ||||
| Reasoning | 25 | 25 | 75 minutes | |
| English Language | 25 | 25 | ||
| Quantitative Aptitude | 25 | 25 | ||
| Part II | Professional Knowledge | 75 | 150 | 75 minutes |
| Total | 150 | 225 | 150 minutes |
Union Bank of India SO Syllabus 2025
The Union Bank of India SO Syllabus carries a total of 4 subjects, including Reasoning, Quantitative Aptitude, English language, and Professional knowledge. For each subject, the syllabus is discussed below.
Union Bank SO Syllabus- Part I
The online exam part 1 consists of 75 questions from the English language, Quantitative Aptitude, and Reasoning Topics. A total of 25 questions will be asked from the mentioned topics to examine the logical thinking and problem-solving ability of the candidate.
Union Bank SO Reasoning Syllabus
- Direction Sense Test
- Arithmetical Reasoning
- Alpha-Numeric Sequence Puzzle
- Logical Sequence of Words
- Eligibility Test
- Data Sufficiency
- Logical Venn Diagrams
- Inserting the Missing Character
- Alphabet Test
- Mathematical Operations
- Logic
- Series Completion
- Theme Detection
- Analogy
- Clocks & Calendars
- Deriving Conclusions from Passages
- Statement - Conclusions
- Coding-Decoding
- Number, Ranking & Time Sequence
- Statement - Arguments
- Situation Reaction Test
Union Bank SO Quantitative Aptitude Syllabus
- Problems on Trains
- Probability
- Permutations and Combinations
- Simplification and Approximation
- Numbers and Ages
- Mensuration
- Mixtures and Allegations
- Indices and Surds
- Time and Work Partnership
- Ratio and Proportion
- Simple Equations
- Quadratic Equations
- Simple Interest
- Problems on Numbers
- Compound interest
- Volumes
- Profit and Loss
- L.C.M and H.C.F
- Races and Games
- Time and Distance
- Areas
- Percentages
- Averages
- Boats and Streams
- Pipes and Cisterns
Union Bank SO English Syllabus
- Grammar
- Synonyms
- Comprehension
- Vocabulary
- Error Correction
- Fill in the Blanks
- Sentence Rearrangement
- One phrase substitutions
- Shuffling of sentence elements
- Antonyms
- Sentence construction
- Idioms & Phrases
- Unseen Passages
Union Bank SO Professional Subject Syllabus 2025
The syllabus of Union Bank SO Part II (Professional Knowledge) is different for both posts:
- Assistant Credit Manager will cover topics regarding accounting, law, economics, and financial cost topics.
- Assistant IT Manager will cover the topics regarding information technology, computer science, and electronics & communication topics.
Union Bank Credit Officer Syllabus
- Accounting Concepts
- Marginal Costing
- Social Accounting
- Absolute Costing
- Cost Volume Profit Analysis
- Activity-based Costing
- Inventory valuation
- Cost Sheet and work
- Target Costing
- Transfer Pricing
- Overview of Cost Accounting
- Guidelines of SEBI
- Corporate Accounting
- Insurance of shares
- Divisible Profits and Bonus Issues
- Dividend Distribution
- Final Accounts Factories Act
- Underwriting
- Valuation of Goodwill and shares
- Capital issues
- Forfeiture and Reissues of shares
- Accounting for Amalgamation companies
- Issues and Redemption of Debentures
- Acquisition of Business and Profits before incorporation
- Business Law
- Provident Fund
- Industrial Dispute Act
- Labour Law
- Process Costing
- Negotiable instruments
- Gratuity Act
- Redemption of preference shares
- Partnership Act
- Contract Act
- Marginal Cost and Cost Volume Profit
- Management Accounting
- Ratio Analysis
- Cash Flow Statement
- Budgeting and Budgetary Control
- Capital Market
- Sources of Finance
- Capital Structure
- Company Law Analysis
- Standard Costing and various analyses
- Capital Budgeting
- Cost of capital
- Funds flow statement
- Sources of Finance
- Job and Batch Costing
- The material, Labour cost and Overhead cost
- Financial Statement Analysis
- Process Costing
- Contract Costing
- Economics
- Micro and Macro Economics concepts
- Updates related to money market and RBI Policies
- Money Market
- Basic Accounting
- Principles and concepts of Accounting
- How the RBI, IRDA, and SEBI work – Functioning
Union Bank Credit Officer IT Syllabus
Electronics and Communication
- Electrical and Electronic Measurements
- Control Systems and Process Control
- Transducers, Mechanical Measurement and Industrial Instrumentation
- Analogue Electronics
- Digital Electronics
- Analytical, Optical Instrumentation
- Signals, Systems, and Communications
- Basics of Circuits and Measurement Systems
Computer Science
- Computer Organisation and Architecture
- Web Technologies
- Computer Networks
- Algorithms
- Digital Logic
- Information Systems and Software Engineering
- Operating System
- Programming and Data Structures
- Databases
Information Technology
- Data Communication and Networks
- Information and Network Security
- Relational Database Management System
- Computer Fundamentals and Programming
- Cyber Law in India
- Linux System Administration
- Operating System
Union Bank SO 2025 Vacancy
| Post | Total Vacancies |
|---|---|
| Assistant Manager (IT) | 250 |
| Assistant Manager (Credit Officer) | 250 |
| Total (IT + Credit Officer) | 500 |
| Wealth Manager (Specialist Officer – MMGS II) | 250 |
Union Bank India has announced 500 vacancies under the Specialist Officer cadre for the roles of Assistant Manager (IT: 250 vacancies) and Assistant Manager (Credit Officer: 250 vacancies)
Additionally, a separate recruitment drive for Wealth Manager (SO) has been initiated, with 250 vacancies for MMGS-II posts
Category-wise Distribution for Wealth Manager Posts
Here’s how the 250 Wealth Manager vacancies are distributed across categories:
| Category | Vacancies |
|---|---|
| General (UR) | 103 |
| OBC | 67 |
| SC | 37 |
| ST | 18 |
| EWS | 25 |
Union Bank SO 2025 Salary & Job Profile
Salary Details
-
Assistant Manager (Credit/IT) – JMGS‑I
Basic Pay Scale: ₹48,480 initially, increasing with increments up to ₹85,920 over years.
In-hand Salary: Approximately ₹48,000 to ₹86,000 depending on experience and location.
Includes allowances like Dearness Allowance, House Rent Allowance, and others. -
Wealth Manager (Specialist Officer) – MMGS‑II
Basic Pay Scale: Starts around ₹64,820, increasing up to ₹93,960 with experience.
Estimated In-hand Salary: ₹88,000 to ₹1,00,000+ per month depending on city and tenure.
Additional perks and allowances apply.
Job Profile Highlights
- Assistant Manager (Credit Officer)
- Evaluates loan proposals and credit risk.
- Monitors and manages loan portfolios.
- Ensures compliance with bank policies.
- Assistant Manager (IT Officer)
- Manages IT infrastructure and technical support.
- Ensures smooth functioning of banking technology systems.
- Works on cybersecurity, software, and hardware issues.
- Wealth Manager (Specialist Officer – MMGS‑II)
- Manages client investment portfolios.
- Provides financial planning and wealth advisory.
- Engages with high-net-worth clients to offer banking products.
- Responsible for relationship management and sales targets.
Additional Details
- Probation Period: Typically 2 years before confirmation.
- Service Bond: Usually a minimum 3-year service bond with a penalty for early exit.
- Career Progression:
- Assistant Manager → Manager → Senior Manager → Chief Manager
- Wealth Manager follows a similar growth ladder based on performance.
How to Apply for Union Bank SO 2025
- Check Official Notification
Before applying, carefully read the official recruitment notification released by Union Bank for the Specialist Officer (SO) posts. It contains all important details like eligibility, vacancies, exam dates, and instructions. - Visit the Official Website
Go to the Union Bank of India’s official website: unionbankofindia.co.in (Careers section). - Register/Login
If you are a new user, register yourself by providing basic details like name, email ID, mobile number, etc.
If already registered, login using your credentials. - Fill the Application Form
Enter personal details, educational qualifications, work experience (if applicable), and other information as required.
Choose the post you want to apply for (e.g., Assistant Manager IT, Credit Officer, Wealth Manager). - Upload Documents
Upload scanned copies of your recent passport-sized photograph, signature, and any other documents specified (like caste certificate, disability certificate if applicable). - Pay Application Fee
Pay the application fee online through available payment modes (debit/credit card, net banking, UPI). Fee varies by category. - Submit Application
After verifying all details, submit the application form. Make sure to download and save the confirmation page or take a printout for future reference. - Download Admit Card
Keep track of the admit card release date and download it from the official website to appear for the exam.
Frequently Asked Questions (FAQ)
What posts are available in Union Bank SO 2025 recruitment?
The recruitment offers multiple Specialist Officer posts such as Assistant Manager (IT), Credit Officer, and Wealth Manager. Each post has specific responsibilities — for example, Assistant Managers handle IT systems and support, Credit Officers manage loan processing and risk assessment, and Wealth Managers provide high-net-worth clients with investment and portfolio management services.
What is the age limit to apply?
Candidates must be between 21 and 30 years as of the specified cut-off date. However, upper age relaxation is provided for certain categories — SC/ST (5 years), OBC (3 years), and PwD candidates (up to 10 years), in accordance with government rules.
How can I apply for Union Bank SO 2025?
The application process is completely online. Candidates need to visit the official Union Bank of India careers page, register with valid details, fill in the online application form, upload documents, pay the application fee, and submit the form before the closing date mentioned in the notification.
What is the exam pattern for Union Bank SO?
The selection process includes an Online Written Test followed by an Interview. The written test comprises: Quantitative Aptitude – numerical problem solving, Reasoning Ability – logical thinking and puzzles, English Language – grammar, comprehension, vocabulary, Professional Knowledge – subject-related questions based on the applied post. The online test is objective-type, and candidates must score above the sectional and overall cut-offs to qualify for the interview stage.
Is there negative marking in the Union Bank SO exam?
Yes. For every wrong answer in the objective test, 0.25 marks are deducted. No marks are deducted for unanswered questions.
What is the salary for Union Bank SO posts?
The salary varies by position: Assistant Manager – ₹48,000 to ₹86,000 per month (including allowances). Wealth Manager – ₹88,000 to over ₹1,00,000 per month, depending on experience and performance. Additional benefits include medical facilities, allowances, and retirement benefits.
What documents are required for application?
Candidates must have scanned copies of: Passport-sized photograph and signature, Educational qualification certificates and mark sheets, Category certificate (if applicable) for reserved categories, Experience certificates (if required for the post).
How many vacancies are announced for Union Bank SO 2025?
Approximately 750 vacancies are expected in total across various Specialist Officer posts, though exact numbers may vary by category and branch requirements.
When will the Union Bank SO 2025 exam be conducted?
The exam dates depend on the post applied for. The Assistant Manager (IT) examination is usually held in June, while dates for other posts are announced separately in the official notification.
Is there a probation period for selected candidates?
Yes. Newly appointed officers serve a probation period of 2 years during which their performance is monitored. Successful completion of probation leads to confirmation in the post.