LIC HFL Junior Assistant Recruitment 2025: Notification, Vacancy, Syllabus

LIC HFL Junior Assistant Exam 2025 Overview

Life Insurance Corporation Housing Finance Limited (LIC HFL) conducts recruitment for Junior Assistant posts to strengthen its clerical and administrative workforce across its branches. These positions are crucial for smooth functioning of office operations, customer service, and documentation within the organization.

This national-level recruitment provides an excellent opportunity for candidates aspiring to join a reputed financial institution while securing a government-backed job with stability, respect, and growth prospects.

Candidates who meet the educational qualifications — a Bachelor's degree from a recognized university — and possess basic computer knowledge are eligible to apply. The exam evaluates candidates through written tests, skill tests (where applicable), and document verification.

Selection ensures that only capable, disciplined, and skilled candidates join LIC HFL to manage clerical and customer service duties efficiently. The LIC HFL Junior Assistant exam is considered prestigious due to its career growth opportunities, attractive salary structure, and the honor of working in a government-owned financial institution.

What is LIC HFL Junior Assistant?

The Junior Assistant is recruited to handle clerical, administrative, and customer service tasks in LIC HFL offices across India. Their responsibilities include:

• Assisting in day-to-day office work, filing, and record maintenance.
• Handling documentation related to housing finance schemes and customer accounts.
• Supporting senior officers in correspondence, data entry, and report preparation.
• Maintaining order and accuracy in office operations.
• Facilitating communication and coordination within different branches.
• Performing tasks related to accounts, clerical procedures, and banking operations.

These roles are essential for ensuring that LIC HFL’s customer services and internal administration run smoothly and efficiently.

LIC HFL Junior Assistant Exam 2025 – Important Dates

Note: The above dates are tentative and based on previous cycles. For the most accurate and up-to-date information, please refer to the official LIC HFL website: https://www.lichousing.com

LIC HFL Junior Assistant Exam 2025 – Eligibility Criteria

1. Age Limit (as on 01/07/2024 - Tentative)

• Minimum Age: 21 years
• Maximum Age: 28 years
• Candidates must have been born between 2 July 1996 and 1 July 2003 (both dates inclusive).
• Age Relaxation: Applicable as per government norms for reserved categories.

2. Educational Qualification

• Essential: A full-time Bachelor's degree in any discipline from a recognized university.
• Minimum Marks: At least 60% aggregate marks (or equivalent grade).
• Note: Degrees obtained through correspondence, distance learning, or part-time courses are not eligible.

3. Computer Literacy

• Requirement: Proficiency in computer operations is mandatory.
• Evidence: Candidates should have either:
  • A certificate/diploma/degree in computer operations or IT, or
  • Studied Computer Science/IT as a subject during their graduation.

4. Nationality

• Indian Nationals are eligible to apply.

LIC HFL Junior Assistant Exam 2025 – Exam Pattern & Syllabus

LIC HFL Junior Assistant Exam Pattern 2025

• Mode: Online (Computer-Based Test)
• Duration: 2 hours (120 minutes)
• Total Questions: 200
• Total Marks: 200
• Marking Scheme: +1 mark for each correct answer; -0.25 marks for each incorrect answer
• Language: English only

LIC HFL Junior Assistant Detailed Syllabus 2025

1. English Language

• Reading Comprehension
• Grammar (Error Spotting, Sentence Correction)
• Vocabulary (Synonyms, Antonyms, One-word Substitution)
• Fill in the Blanks & Cloze Test
• Sentence Rearrangement & Jumbled Words
• Idioms and Phrases

2. Logical Reasoning

• Puzzles & Seating Arrangement
• Number Series & Alphanumeric Series
• Coding-Decoding & Blood Relations
• Syllogism, Inequality, Direction Sense
• Statement and Assumption/Conclusion/Arguments

3. General Awareness

• Current Affairs (National and International)
• Banking and Financial Awareness
• Government Schemes and Policies
• Static General Knowledge (Currencies, Capitals, Awards, etc.)

4. Numerical Ability

• Simplification and Approximation
• Number Series & Data Interpretation
• Percentage, Profit and Loss, SI & CI
• Time and Work, Time, Speed, and Distance
• Ratio, Mixtures, Averages, Partnership
• Mensuration, Permutation and Combination, Probability

5. Computer Skill

• Basic Computer Knowledge & Fundamentals
• MS Office (Word, Excel, PowerPoint)
• Internet, Email, and Networking Basics
• Input/Output Devices & Computer Shortcuts
• Database Management & Computer Security

LIC HFL Junior Assistant Exam Vacancy 2025

As per the 2024 recruitment cycle, LIC Housing Finance Limited (LIC HFL) announced 200 vacancies for the position of Junior Assistant. These vacancies were distributed across various states in India.

State-wise Distribution of Vacancies (2024 Cycle):

• Andhra Pradesh: 12
• Assam: 5
• Chhattisgarh: 6
• Gujarat: 5
• Himachal Pradesh: 3
• Jammu and Kashmir: 1
• Karnataka: 38
• Madhya Pradesh: 12
• Maharashtra: 53
• Puducherry: 1
• Sikkim: 1
• Tamil Nadu: 10
• Telangana: 31
• Uttar Pradesh: 17
• West Bengal: 5

Please note that these figures are based on the 2024 recruitment cycle. The number of vacancies for the 2025 cycle has not been officially announced yet.

How to Check Official Vacancy Updates

To stay updated on the latest vacancy announcements for the LIC HFL Junior Assistant Exam 2025, please regularly visit the official LIC HFL careers page:

👉 LIC HFL Careers Page: https://www.lichousing.com/careers.php

This page will provide the most accurate and up-to-date information regarding the number of vacancies, application procedures, and other relevant details.

LIC HFL Junior Assistant Exam 2025 – Salary and Job Profile

LIC HFL Junior Assistant Salary 2025

The LIC Housing Finance Limited (LIC HFL) offers a competitive salary package for the position of Junior Assistant. The salary varies based on the city of posting, categorized into three city classes:

Note: The in-hand salary is approximate and may vary slightly based on deductions and applicable taxes.

In addition to the above, LIC HFL Junior Assistants are entitled to various allowances and benefits, including:

• House Rent Allowance (HRA)
• Provident Fund (PF) – Company Contribution
• Mediclaim & Gratuity
• Group Insurance Scheme
• Housing Loan & Performance Linked Incentive

LIC HFL Junior Assistant Job Profile

The role of a Junior Assistant at LIC HFL encompasses a variety of administrative and clerical duties. Key responsibilities include:

• Customer Service: Assisting customers with inquiries and addressing issues.
• Data Entry: Maintaining accurate records of transactions.
• Documentation: Handling loan applications and verifying documents.
• Administrative Support: Assisting in office management tasks.
• Financial Transactions: Processing payments and managing accounts.
• Assistance for Senior Officers: Supporting senior officers in their daily assignments.
• Marketing Activities: Engaging in fundamental marketing tasks.

Note: The probation period for LIC HFL Junior Assistants is six months from the date of joining, which may be extended as per rules.

Career Progression Opportunities

A career as a Junior Assistant in LIC HFL offers stable growth. The career path is generally structured as follows:

1. Junior Assistant (Entry-Level): Handles clerical and customer service duties.
2. Senior Assistant / Senior Executive: Supervises Junior Assistants and handles complex tasks.
3. Assistant Manager: Manages a small team and oversees operational tasks.
4. Manager: Oversees branch operations and supervises multiple teams.
5. Senior Manager / Deputy General Manager: Leads a branch or department.
6. Top-Level Positions: Opportunities exist to rise to senior executive positions like General Manager, Executive Director, or CEO.

How to Apply for LIC HFL Junior Assistant Exam 2025

1. Visit the Official Website: Open the official LIC HFL website: https://www.lichousing.com and navigate to "Careers".
2. Read the Official Notification: Carefully go through the notification for Junior Assistant 2025 to check eligibility and other details.
3. Register/Login: If you are a new candidate, click “New Registration” and enter your basic details to get a registration ID and password.
4. Fill the Online Application Form: Enter personal details, educational qualifications, and other required information.
5. Upload Documents: Upload scanned copies of your photograph, signature, and relevant certificates.
6. Pay the Application Fee: Pay the fee online. The fee is generally ₹500 for General/OBC and ₹100 for SC/ST/PWD candidates (subject to change).
7. Review and Submit: Carefully check all details and click “Submit”.
8. Print Confirmation: Take a printout of the submitted application for future reference.
9. Download Admit Card: Admit cards will be available 7–14 days before the exam. Download and print it for the exam hall.

Preparation Tips for LIC HFL Junior Assistant Exam 2025

• Understand the Exam Pattern and Syllabus thoroughly to plan your preparation effectively.
• Make a Daily Study Plan and stick to it consistently for better time management.
• Focus on your Weak Areas and work on improving accuracy in those topics.
• Practice Previous Year Papers and Mock Tests regularly to get familiar with the exam format and time management.
• If you’re using a learning app like Invictaa, make sure to utilize the Mock Tests provided and carefully analyze your performance after each test to identify and improve your weak points.

Frequently Asked Questions (FAQ)