LIC AAO Recruitment 2025: Notification, Exam Date, Vacancy & Syllabus
LIC AAO 2025 – Exam Overview
The Life Insurance Corporation of India (LIC) conducts the Assistant Administrative Officer (AAO) recruitment exam to hire talented and qualified candidates for managerial-level positions in its offices across India. LIC AAO is one of the most prestigious exams in the insurance sector and provides a stable, rewarding career with excellent growth opportunities, job security, and benefits.
The AAO role involves administrative, managerial, and policy-related responsibilities, including handling customer service, operations, and office management in LIC offices. The recruitment process ensures that only capable, disciplined, and skilled candidates join LIC to manage policy administration and operational activities efficiently.
The LIC AAO exam attracts candidates from diverse academic backgrounds and is considered highly competitive due to its career prospects, salary structure, and the honor of working in India’s largest life insurance company.
What is LIC AAO?
The LIC Assistant Administrative Officer (AAO) is a managerial-grade officer responsible for:
- Managing administrative and clerical work in the branch or regional office.
- Overseeing policy servicing, customer service, and operational functions.
- Handling financial, accounting, and insurance-related tasks.
- Supervising junior staff and assisting senior management.
- Coordinating between departments to ensure smooth office functioning.
- Implementing company policies, insurance guidelines, and government regulations.
These roles are critical to ensure that LIC’s operations run efficiently and customers receive quality services.
LIC AAO Exam 2025 Highlights
Particulars | Details |
---|---|
Exam Conducting Body | Life Insurance Corporation of India (LIC) |
Exam Name | LIC Assistant Administrative Officer (AAO) – 2025 |
Post Name | Assistant Administrative Officer (AAO) |
Level of Exam | National-Level Recruitment |
Job Location | Across India in LIC Offices/Branches |
Eligibility | Graduation in any discipline (some posts may require specific specialization) |
Selection Process | Preliminary Exam → Main Exam → Interview → Document Verification |
Exam Mode | Online (Computer-Based Test) |
Subjects in Exam | Reasoning, Quantitative Aptitude, English, General Knowledge, Insurance & Financial Awareness, Computer Knowledge |
Notification Release | 16th August 2025 |
Application Mode | Online through LIC Official Website (www.licindia.in) |
Official Website | www.licindia.in |
LIC AAO 2025 – Important Dates
Event | Date |
---|---|
LIC AAO 2025 Notification Released | 16th August 2025 |
Online Application Starts | 16th August 2025 |
Last Date to Apply Online | 8th September 2025 |
Last Date to Pay Application Fee | 8th September 2025 |
Admit Card Release | 3rd week of September 2025 |
Preliminary Exam | 3rd October 2025 |
Main Exam | 8th November 2025 |
Note: Candidates should regularly check the official LIC website for any updates or changes in the schedule.
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Candidates planning to apply for the LIC AAO 2025 Exam must fulfill the following eligibility criteria:
1. Educational Qualification
Post | Educational Requirement |
---|---|
AAO (Generalist) | Bachelor’s Degree in any discipline from a recognized Indian University/Institution. |
AAO (Chartered Accountant) | Bachelor’s Degree from a recognized Indian University/Institution and passed Final Examination of the Institute of Chartered Accountants of India (ICAI) with completion of Articles as prescribed by ICAI. |
AAO (Company Secretary) | Bachelor’s Degree from a recognized Indian University/Institution and a Qualified Member of the Institute of Company Secretaries of India (ICSI). |
AAO (Actuarial) | Bachelor’s Degree in any discipline from a recognized Indian University/Institution and passed at least 6 papers of the examination conducted by the Institute of Actuaries of India or Institute and Faculty of Actuaries, UK, as on 01 August 2025. |
AAO (Insurance Specialists) | Bachelor’s Degree in any discipline from a recognized Indian University/Institution and professional qualification in Life Insurance (Fellowship of Insurance Institute of India – Life), with minimum 5 years experience in Life Insurance Companies regulated by IRDAI. |
AAO (Legal) | Bachelor’s Degree in Law from a UGC-recognized University/College with minimum 50% aggregate marks. For SC/ST/PwBD candidates, minimum required marks are 45% for reserved vacancies. |
2. Age Limit (as on 01 August 2025)
Post | Minimum Age | Maximum Age | Eligible Birth Dates |
---|---|---|---|
AAO Generalist, CS, Actuarial, Insurance Specialist | 21 years | 30 years | Born between 02.08.1995 and 01.08.2004 (both inclusive) |
AAO Legal, CA | 21 years | 32 years | Born between 02.08.1993 and 01.08.2004 (both inclusive) |
3. Age Relaxation
Category | Relaxation (Years) |
---|---|
SC/ST | 5 |
OBC | 3 |
PWD (Gen) | 10 |
PWD (SC/ST) | 15 |
PWD (OBC) | 13 |
ECO/SSCO (Gen) | 5 |
ECO/SSCO (SC/ST) | 10 |
ECO/SSCO (OBC) | 8 |
LIC Employees | Additional 5 years |
4. Nationality
- Candidate must be an Indian citizen.
LIC AAO Exam 2025 – Exam Pattern & Syllabus
The LIC AAO Exam 2025 is conducted in two phases: Preliminary (Phase I) and Main Examination (Phase II).
- Prelims Marks: Only for qualifying purposes. Marks not counted for final selection.
- Mains Marks: Counted for final selection along with Interview.
1. LIC AAO Preliminary Exam Pattern (Phase I)
- Mode: Online (Computer-Based Test)
- Duration: 60 minutes (1 hour)
- Total Sections: 3 (with separate timings)
- Negative Marking: None
S. No. | Sections | No. of Questions | Total Marks | Duration |
---|---|---|---|---|
1 | Reasoning Ability | 35 | 35 | 20 minutes |
2 | Numerical Ability | 35 | 35 | 20 minutes |
3 | English Language (grammar, vocabulary, comprehension) | 30 | 30* | 20 minutes |
Total | 100 | 70 | 60 minutes |
Note: The English Language section is qualifying in nature. Marks in this section will not be counted for ranking.
2. LIC AAO Main Exam Pattern (Phase II)
- Mode: Online (Computer-Based Test)
- Duration: 120 minutes (2 hours)
- Total Marks: 300 (Objective) + 25 (Descriptive/Letter Writing/Essay or Legal Drafting)
- Negative Marking: None
SNo. | Sections | No. of Questions | Total Marks | Duration |
---|---|---|---|---|
1 | Reasoning | 30 | 90 | 40 minutes |
2 | General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
3 | Professional Knowledge | 30 | 90 | 40 minutes |
4 | Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
5 | English Language (Letter Writing & Essay) / Legal Drafting (for AAO Legal) | 2 | 25 | 30 minutes |
Key Points:
- Marks in the English Language / Legal Drafting section are qualifying in nature.
- Candidates must qualify in each test to be eligible for the next stage.
- No negative marking for incorrect answers in the objective tests.
3. LIC AAO 2025 – Syllabus
A. Reasoning Ability
- Statement and Assumption based Questions
- Syllogism
- Seating Arrangement
- Coding-Decoding
- Alpha-Numeric Sequence
- Puzzles
- Blood Relations
- Analogy
- Odd One Out
B. Quantitative Aptitude
- Data Interpretation (Tables, Graphs, Charts)
- Time and Work
- Speed, Distance, and Time
- Number Series
- Approximation
- Simple & Compound Interest
- Profit and Loss
- Average
- Mixture & Allegation
C. English Language
- Reading Comprehension
- Sentence Arrangement
- Cloze Test
- Error Spotting
- Sentence Improvement
- Synonyms & Antonyms
- Phrases & Idioms
- Elementary Grammar
D. General Knowledge & Current Affairs
- Current Events of National & International Importance
- Insurance & Financial Awareness
- Economic & Banking Awareness
E. Professional Knowledge
- Subject-specific knowledge depending on the post:
- AAO Generalist – Basic insurance principles
- AAO Actuarial / CA / CS / Legal / Insurance Specialist – Domain-specific professional knowledge
LIC AAO 2025 – Vacancy Details
The total number of vacancies for LIC AAO 2025 is 760, distributed between Generalist and Specialist posts.
1. LIC AAO Generalist Vacancy 2025
Category | Current Year | Backlog | Total |
---|---|---|---|
SC | 51 | 0 | 51 |
ST | 22 | 6 | 28 |
OBC | 88 | 3 | 91 |
EWS | 38 | – | 38 |
UR | 142 | – | 142 |
Total | – | – | 350 |
2. LIC AAO Specialist Vacancy 2025
Post | SC | ST | OBC | EWS | UR | Total |
---|---|---|---|---|---|---|
AAO (Chartered Accountant) | 4 | 2 | 7 | 3 | 14 | 30 |
AAO (Company Secretary) | 1 | 1 | 2 | 1 | 5 | 10 |
AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
Total | 58 | 29 | 100 | 44 | 179 | 410 |
3. LIC AE Vacancy 2025 (Optional – Engineering Posts)
Post | SC | ST | OBC | EWS | UR | Total |
---|---|---|---|---|---|---|
AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
AE (Electrical) | 4 | 3 | 8 | 3 | 12 | 31 |
Note: The above vacancies are as per the official LIC AAO 2025 notification. Reserved category candidates can apply under their respective quotas, and backlog vacancies are also included in the total.
LIC AAO Exam 2025 – Salary and Job Profile
The Assistant Administrative Officer (AAO) is a managerial-grade officer in LIC, responsible for administrative, operational, and policy-related work. This role offers excellent salary, benefits, and career growth opportunities in one of India’s largest government-owned insurance companies.
1. Salary Structure
Component | Approximate Pay |
---|---|
Basic Pay | ₹32,795 – ₹38,000 per month |
Dearness Allowance (DA) | As per government norms (subject to quarterly revision) |
House Rent Allowance (HRA) | ₹3,500 – ₹6,500 per month (depending on city of posting) |
City Compensatory Allowance (CCA) | ₹2,000 – ₹3,000 per month (in metros & large cities) |
Special Allowances / Incentives | Performance-linked bonuses may apply |
Other Benefits | PF, Gratuity, Mediclaim, Group Insurance, LTC, Contributory Pension Scheme |
In-hand Salary: Approximately ₹50,000 – ₹55,000 per month, depending on city, allowances, and benefits.
2. Job Profile / Key Responsibilities
As an AAO, your responsibilities may include:
- Managing administrative and clerical tasks in LIC branches or regional offices.
- Handling policy servicing, customer support, and operations.
- Assisting in financial, accounting, and insurance-related activities.
- Supervising clerical staff and junior officers.
- Coordinating between departments to ensure smooth functioning of the branch or office.
- Implementing company policies, insurance guidelines, and regulatory compliance.
- Preparing reports, drafts, and correspondence for senior management.
- Contributing to process improvements and efficient workflow in branch operations.
3. Perks and Benefits
- Government-backed job security with stable income.
- Medical and life insurance coverage for employees and dependents.
- Performance-linked incentives and annual increments.
- Opportunities for further education and professional development (sponsorship for certifications and workshops).
- Housing loan facilities, leave benefits, and LTC for domestic travel.
- Promotions and career advancement opportunities within LIC and specialized departments.
How to Apply for LIC AAO Exam 2025
Candidates interested in applying for LIC AAO 2025 must submit their application online through the official LIC website. Follow the steps below carefully:
- Registration: Visit the official LIC website (www.licindia.in). Go to the “Careers” / “Recruitment” section. Click on the link for LIC AAO 2025 Online Application and choose “New Registration”. Enter basic details to create a login ID and password. Save the Registration Number.
- Fill the Application Form: Log in and fill in personal, educational, and experience details. Choose your preferred post (Generalist or Specialist).
- Upload Documents: Upload a scanned photograph (20–50 KB) and signature (10–20 KB) in JPG/JPEG format. Upload other required certificates if applicable.
- Pay Application Fee: Pay the fee online (₹600 for General/OBC, ₹100 for SC/ST/PwBD) via Credit/Debit Card, Net Banking, or UPI.
- Review & Submit: Verify all details carefully before final submission. Print a copy of the completed application form and fee receipt.
- Admit Card & Exam Preparation: Download your admit card from the official website before the exam date and prepare according to the syllabus.
Preparation Tips for LIC AAO Exam 2025
- Understand the Exam Pattern and Syllabus thoroughly to plan your preparation effectively.
- Make a Daily Study Plan and stick to it consistently for better time management.
- Focus on your Weak Areas and work on improving accuracy in those topics.
- Practice Previous Year Papers and Mock Tests regularly to get familiar with the exam format and time management.
- If you’re using a learning platform like Invictaa, make sure to utilize the Mock Tests provided and carefully analyze your performance after each test to identify and improve your weak points.
Frequently Asked Questions (FAQ)
What is LIC AAO?
LIC AAO stands for Life Insurance Corporation Assistant Administrative Officer. It is a managerial-grade post in LIC, responsible for administrative, operational, and policy-related tasks in LIC branches across India.
Who is eligible to apply for LIC AAO 2025?
Candidates must have a Bachelor’s degree from a recognized university. Specialized posts require professional qualifications like CA, CS, Actuarial, Legal, or Insurance certifications. Age Limit: 21–30 years for most posts; 21–32 years for Legal and CA posts. Age relaxation applies for reserved categories.
What is the selection process for LIC AAO?
The selection process includes: Preliminary Exam (Phase I), Main Exam (Phase II), Interview, and Document Verification.
What is the exam pattern and syllabus for LIC AAO 2025?
Prelims includes Reasoning, Numerical Ability, and English (qualifying). Mains includes Reasoning, GK & Current Affairs, Professional Knowledge, Insurance & Financial Awareness, and English/Legal Drafting (qualifying). There is no negative marking.
What is the salary of an LIC AAO?
The in-hand salary is approx. ₹50,000 – ₹55,000 per month. The basic pay starts from ₹32,795 and includes various allowances like DA, HRA, and CCA, along with benefits like PF, Mediclaim, and Gratuity.
How many vacancies are there for LIC AAO 2025?
There are a total of 760 vacancies, with 350 for Generalist posts and 410 for Specialist posts. Additionally, there are 81 AE (Optional) posts.
How to apply for LIC AAO 2025?
Applications are accepted online only through the official LIC website. The process includes registration, filling the form, uploading documents, paying the fee, and submitting the application.
What is the career progression for an LIC AAO?
An LIC AAO has a structured promotion path: AAO → Senior AAO → Assistant Manager → Manager → Senior Manager and so on, up to the top executive level. Promotions are performance-based.
Is there any reservation for reserved categories?
Yes, SC/ST/OBC/EWS/PwBD/LIC Employees are eligible for reservation and age relaxation as per official government norms.
Can candidates with distance or part-time degrees apply?
No, only full-time regular degrees from recognized universities are eligible for the LIC AAO recruitment.