Important Government Schemes for UPSC Mains 2024

Important Government Schemes for UPSC 2024: Government schemes are a vital part of the UPSC CSE exam syllabus. it helps students to understand the government’s policy and its aims and how it improves various sectors such as health, education, agriculture, and infrastructure.

Knowledge of important government schemes for UPSC Mains 2024 is essential, as questions related to them can be asked in General Studies papers and essays.

Government Schemes for UPSC Mains 2024

Government schemes are important topics for upsc aspirants cause they show the intention behind every government policy and their priorities and initiatives. this is why aspirants should know all about their government policies.

Questions related to government schemes for upsc are often asked in both prelims and mains, making this topic more valuable for aspirants to learn and understand
knowledge of government schemes helps demonstrate a candidate’s dedication toward government and also improve their current affairs knowledge
Having knowledge of government policy helps you to improve your decision-making which indirectly helps you interview round

List of Important Government Schemes for UPSC Mains 2024

Having knowledge of government schemes helps you to analyze government intention, its impact, and how it is beneficial for all, which generally asked in UPSC Mains Exams.

Here is the top important government schemes which generally asked in PSC Mains exams.

Important Government Schemes for UPSC Mains 2024
Schemes	Ministry	Objective
Pradhan Mantri Jan Dhan Yojana (PMJDY), 2014	Ministry of Finance	Ensure access to banking services for all, especially the unbanked population.
Pradhan Mantri Awas Yojana (PMAY), 2015	Ministry of Housing and Urban Affairs	Provide affordable housing to the poor villagers
Pradhan Mantri Fasal Bima Yojana (PMFBY), 2016	Ministry of Agriculture and Farmers’ Welfare	Provide insurance coverage and financial support to farmers in the event of crop failure due to natural calamities.
Atmanirbhar Bharat Abhiyan, 2020	Ministries of Finance & Corporate Affairs	Promote self-reliance through local manufacturing and reduce dependence on imports.
National Digital Health Mission (NDHM), 2020	Ministry of Health and Family Welfare	Create a digital health ecosystem to enhance accessibility of health records
Ayushman Bharat Yojana, 2018	Ministry of Health and Family Welfare	Offer health insurance up to ₹5 lakh per family per year to economically weak families.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN), 2019	Ministry of Agriculture and Farmers’ Welfare	Provide financial assistance of ₹6,000 per year to small and marginal farmers
National Education Policy (NEP) 2020	Ministry of Education	Implement major reforms in the education system to make it more flexible for students
PM Surya Ghar Muft Bijli Yojana 2024	Ministry of New and Renewable Energy	Enhance the adoption of solar energy across the country by providing financial support

Updates to Existing Government Schemes in 2024

The government frequently updates existing schemes to make them more efficient and effective. Knowing these changes is important for the UPSC exam, as they show how policies evolve. Here are some updates to previous government schemes for the UPSC Mains:

Updates to Existing Government Schemes
Scheme	Changes
PM Awas Yojana	Target: 3 crore additional houses for rural and urban households
Urban 2.0 Initiative	Goal: Provide housing for 1 crore urban poor and middle-class households.
Model Skill Loan Scheme	Updated Loan Limit: Rs. 7.5 lakh.
Mudra Yojana	Increased Loan Limit: Rs. 20 lakh (Tarun category)
PMGSY (Pradhan Mantri Gram Sadak Yojana)	improve rural connectivity by constructing all-weather roads to enhance access to essential services.